Does secularism mean Hindu subservience?

The two hot debating topics this December first week were the demolition of a disused building in Ayodhya twenty years ago and the current Gujarat election. The Ayodhya anniversary has by now become an annual ritual which (especially) the English language media religiously (pun intended) runs through, dusting its old footage or commissioning new quotes from old columnists. The debate such as it is, is like a restricted club whose membership is closed to outsiders. It is like the yarn about investigating a murder that occurred during an Italian card game in New York. The investigator asks the first guy, ‘who fired the shot?’ and he replies, ‘I dunno. I didn’t see it. I was sitting with my back to the door, you see.’ The second guy says the same thing and all others say the same thing. It was one card game in which everyone sat on the same side of the table!

As the debate could have only one side, any new columnists would have to conform by spewing old arguments of the old columnists, but if possible, in new a idiom. Or face ostracism from what is known as the mainstream media. Even the few columnists who have a contrary view would have to shroud their views in a lot of verbiage as to practically make them unintelligible or at least sound neutral. Or pass them as social science theories. Columnists with a Hindu moniker have to be doubly careful to pass the test of secularism. Others are not hampered by any such shibboleths. Thus, to be admitted to the club while a columnist with a name like a Misra or a Sarma would have to constantly invoke the dangers posed by the ‘Hindu right’ to the ‘secular fabric’ of the nation, a Manu Joseph could be brazen about his concept of secularism. Joseph first dismissed the notion that India is secular in his December 5 column in the International Herald Tribune (India Is Not A Secular Republic). To make matters clear even for the dimwitted, Joseph elaborated his concept of secularism in his column of the same day in New York Times (Secularism in Search of a Nation):

“…what it really meant, without spelling it out, was that Hindus, who make up the majority of the nation, would have to accommodate themselves to the ways of the other religions, even if this meant taking some cultural blows.”

In order to leave no one in doubt, as to what he meant by ‘taking cultural blows’, Joseph elaborates:

“So, Hindus would have to accept the slaughter of cows, which they consider sacred (some Indian states have banned cow slaughter); …”

For Joseph this was not enough.

“… the Muslim community’s perceived infatuation with Pakistan;”

Having demolished an oft repeated if clichéd ‘the idea of India’, shibboleth chanted by the secular intelligentsia, he comes to the nub:

“…the conversion of poor, low-caste Hindus to Christianity by evangelists; and the near impossibility of getting admitted to some prestigious schools and colleges run by Christian organizations because so many places are reserved for Christian students.”

The last bit about ‘the near impossibility of getting admitted to some prestigious schools and colleges’ is a placebo thrown in to mask his main demand that India be made a grazing ground for number-starved Churches in the west. There was a time when Christian run schools and colleges were in demand but there is no such mad scramble for them now as non-Christian (calling them Hindu might offend secular sensibilities!) institutions offer quality education comparable to or even better than them.

As Joseph was writing in an American newspaper read mainly in America would he consider tendering the same advice to the Americans? For instance, being a secular nation, America should have taken the cultural blow of ‘the World Trade Centre being brought down by a few misguided youth’ and not waged a war first on Afghanistan and then on Iraq. Or that America should really not bother about some of its jobs being Banglored. Or that twenty-first century America should really be not so conservative. If it were not so why would a Bobby Jindal or a Nicky Haley would have had to go to such great lengths to conceal their ethnic identities and fabricate new ones!  

After all this din, the Indian mainstream media would have redeemed a bit of its credibility if it expended a wee-bit of its energies in mourning a humanitarian disaster that is comparable only to the holocaust. None bothered (or dared) ask, ‘if the day on which a disused structure was destroyed is to be described a black day and commemorated every year, what about the day on which an estimated 450,000 Hindus were exiled in their own homeland?’ Why do lofty ideals like secularism and composite culture do not have the same connotation in India’s northern-most state? If December 6 is to be celebrated as a ‘black day’ every year why don’t we commemorate January 19 the day on which the exodus of Kashmiri Pandits commenced in 1989 and did not stop till virtually all of them were driven out? By not speaking about it if not against it are not our intelligentsia and media guilty of complicity?

The Bankster

Book Review

Subramanian, Ravi. 2012. The Bankster. Rupa Publications. New Delhi. Pages: 358. Price: Rs 250/-

To an Indian, The Wall Street Journal’s commendation of the author, ‘Meet the John Grisham of banking’ might appear a bit patronizing, but it is nevertheless true. In ‘The Bankster’ Ravi Subramanian turned out in every bit, an ‘edge of the seat thriller’ from as wry a subject as banking. For, what would you expect from a bank - its premises buzzing with customers rushing in and out cashing cheques or buying drafts?

Although nationalized banks in the pre-liberalisation, pre-competition era were walled-in by bureaucratic procedures and riven by trade unionism, many of them provided a cordial ambience. Regular customers were recognized and personalized service was the norm. After liberalisation many non-banking financial institutions in India barged into banking. A number of multinational banks too entered the market. The accent of the private players, both national and international is on aggressive marketing. But in spite of their glitzy interiors and automated procedures, somehow the personalized service that one experienced in the banks of an earlier era has been missing.  

Subramanian brought out in vivid detail the inner mechanisms of a multinational bank, including internal intrigues, coups and a bit of adultery. One would like to believe the last bit was included in the story only to embellish it and it is not really prevalent on a scale that would subvert the functioning, norms and ethics of the banking sector. The story revolves round a few central characters, Vikram, the head of retail banking, Tanuja the head of HR, Indrani, the president of the bank, Nikhil a branch manager, Harshita a conscientious Relationship Manager and Zinaida her unscrupulous counterpart of the Indian subsidiary of Greater Boston Global Bank known as GB2 within.

The author skillfully wove into the story some contemporary events. Recently a multinational bank has been in the news in the UK and the US for its role in money laundering. The same bank was involved in India in a legal battle for betraying the confidence of a client, who happens to be a popular actress. In the novel, an amoral Relationship Manager sold an unsuspecting customer a unit linked insurance product as a fixed deposit. The same Relationship Manager was also a major conduit in a money laundering operation. Her superiors ignored her malfeasance not only because she was producing results but also because she had no qualms about dangling her charms to seduce them.

In the real life case a Relationship Manager does the client in by investing her money in stocks over and over again to achieve his metrics and making profits for the bank. His indiscriminate and reckless investment of her funds in the stock market not only diminished her net worth because of his poor judgement in picking stocks, but when she actually did make a profit she had to pay a fortune as capital gains tax on short term gains.

By now everyone knows how some commercial interests in the west have been using greedy NGOs in India as Trojans to subvert power and irrigation projects in India. The agitation against the Kudankulam nuclear power project in Tamil Nadu and the one against an irrigation project in Madhya Pradesh are cases in point.  

Apart from funneling funds for such subversive activities, some employees of the bank (in the novel) play a part in circulating counterfeit currency using the bank as a conduit. All these illegal activities make for a deadly cocktail for some of its players. There were murders and chases. Technology plays a major role in solving the crimes. The author was successful in keeping a veil over the identity of the villain till the very end. The book is a good read for a cosy weekend or a journey. The only complaint this reviewer has is about is its language. It is full of banking patois and cliché-ridden. 

This review is part of the Book Reviews programme at Blogadda.com 

Congress’ Communism & Empress SoniaG’s Upkeep

Cho Ramaswamy's Tuglaq (the protagonist in the eponymous movie) says, ‘It is not possible to make the poor rich. Therefore make the rich poor and all will be equal!’ It is an unstated dictum of the communist proletariat. The communist elite (vlasti in Russian) had a different take on Marxist philosophy as George Orwell so vividly depicted in his Animal Farm. Irrespective of how they live, quite often the vlasti echo the proletarian edict, more to show that their heart is in the right place rather than because of an ardent belief that ‘all men should be equal’. Therefore it is no surprise to hear Mani Sankar Aiyar often cavil about Antilia, Mukesh Ambani’s 27-floor residence in Mumbai’s southern suburbs. Flaunting his knowledge of the Gini coefficient (a measure of inequality of wealth distribution) he often cites Antilia as an example of the deep chasm that exists between the rich and the poor in India. He did so again in the television debate, ‘Is India ripe for a revolution?’ hosted by Tim Sebastian on Bloomberg / Headlines Today recently. (Indian television anchors have much to learn from Sebastian, but that is a different matter altogether.)

Antilia

One way to look at Mukesh’s opulence is to attribute it to his business acumen, hard work and intelligence. For, although he has inherited a large part of his wealth he must have worked hard to grow the rest. In a democratic society which at least theoretically provides equal opportunities to all, one should not grudge Mukesh his success. Much has been said about Mukesh’s father Dhirubhai’s business acumen. His life is the stuff that made it to case studies in business schools. The less uncharitable (but probably more accurate) view is to attribute Dhirubhai Ambani’s success less to business acumen and more to his ability to network with the ruling establishment. Even this may be characterised as business acumen, but to put it bluntly Dhirubai was able bribe his way through the Indira Gandhi and Rajiv Gandhi administrations to tweak government policy to suit his business interests. Dhirubhai’s Reliance Industries was perhaps the first example of crony capitalism on a gigantic scale. It had all the ingredients: funnelling funds through invisible sources, stock exchange skirmishes and manipulation of government policy. V. P. Singh who took on Dhirubhai to alter government policy on import of purified terephthalic acid (PTA) lost his job as Finance Minister! (See For this fighter, life was a big battle). On hindsight one might even suspect that the Bofors scam could have been a decoy. This being so, why does Aiyar constantly invoke Mukesh as a negative example of economic distortions knowing fully well that the seeds of the Ambani empire were sown during Congress regimes? More importantly, the Ambani empire reached its exponential growth stage during the regimes of Aiyar’s deities, Indira Gandhi and Rajiv Gandhi.

Be that as it may, if opulent living reflects a ‘vulgarity of greed’ to use an expression coined in the Films Division (of the I & B ministry) documentaries of the emergency era, how much does it cost to put up MPs like Aiyar in Lutyen’s Delhi? How much does empress Sonia’s upkeep cost the people of India?

[N.B.: What follows are only ‘back of the envelope’ calculations based on certain realistic assumptions.]

According to a recent Economic Times report, bungalows in Delhi’s Lutyen’s Bungalow Zone (LBZ) cost between Rs 111 and Rs 170 Crore. (See Delhi's most expensive realty deal: Torrent Group buys bungalow in Lutyen’s Zone for Rs111 crore). As No.10 Janpath is in an even more exclusive zone, it may be safely rated at the top end of the scale, i.e. Rs 170 Crore, assuming of course that it is of the same area and not bigger! At 1% of the price as rental value the bungalow costs Rs 1.7 Crore a year (as rent) to the people of India. [A] One might safely assume an expenditure of Rs 30, 00,000 per annum on staff and maintenance. [B]

Her electricity bills come to Rs 2. 49 Lakh a year. [C] (See Sonia Gandhi's power bill: over Rs. 7 lakh for 3 years). We are relieved to know, that of the Rs 7.47 Lakhs incurred in three years, she herself has paid all of Rs 0.09 Lakh whereas the Lok Sabha Secretariat paid Rs 7.38 Lakh!

As an MP she is eligible to salary and perquisites of Rs 36. 45 Lakh, excluding house rent which is already computed above. [D] (See SALARYOF MP'S - Indian Parliament members salary)

She is entitled to Z+ security which consists of 36 personnel of the NSG. An NSG Z+ team consists of various ranks from IG to constable. Assuming an average salary of Rs 3 Lakh per commando, the team cost Rs 1.08 Crore per annum. [E]

The total of [A]+ [B]+ [C]+ [D]+ [E] = Rs 3.47 Crore per annum. Based on a similar computation, Rahul’s expenditure to the exchequer (only salary and security included) comes to Rs 1. 45 Crore.

It is interesting to note that (if our rental computation is right) Sonia exceeds her rental allowance by 700% and her electricity allowance by 400%.

Is it not pertinent to ask, how many households in India can incur an expenditure of Rs 4.92 Crore per annum, especially in a country in which the BPL is set at just Rs 11, 520?